_OUR PROCESS

Get loan from 4 simple process

We work with over 30 banks and HFCs, with specialized expertise in government banks. Our team ensures personalized support at every step. Getting the funds you need has never been this simple.

Learn more about it

01

Apply Loan

Start your journey by applying online or offline with ease. Share your basic details, and we'll connect you with the best loan options tailored to your needs.

02

Select the best offer

Compare offers from over 30 banks and HFCs to find the one that suits you best. Our experts will guide you in choosing the most suitable loan with optimal rates and terms.

03

Documentation, Legal and Valuation

Our team will coordinate for the legal and valuation process with the bank. We ensure this crucial step is completed accurately and efficiently.

04

Loan Disbursed

We assist you with final disbursement formalities to ensure a seamless process. Our team works closely with the bank to get your loan disbursed quickly and efficiently.

Frequently asked general questions

What purposes can I apply for under SBI Home Loans?

You can apply for SBI Home Loans for various purposes, including: - Purchase of a ready-built house or flat (new or old). - Purchase of an under-construction house or flat. - Construction of a house on a plot you own. - Repair or renovation of a house or flat. - Extension of an existing house. - Purchasing a plot for constructing a house. - Transferring your existing home loan from another provider to SBI. - Availing top-up loans for existing SBI home loan borrowers (e.g., for house extension, furnishings, etc.).

Yes, both Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs) can apply for SBI Home Loans for any of the purposes mentioned above, subject to meeting other eligibility requirements.

A Home Loan Balance Transfer allows you to transfer your existing home loan from another bank or financial institution to SBI to benefit from better interest rates or services.

Benefits include potentially lower interest rates, reduced EMIs, improved customer service, and access to additional loan features or top-up loans.

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