✨ Know in 60 seconds

See Your Home
Loan Eligibility in
Minutes

Get your home loan eligibility amount before you even talk to a bank.

Check Eligibility →

No credit score impact

Free & instant

No hidden fees

YOUR POTENTIAL LOAN AMOUNT

₹85 Lakhs

Based on ₹1.2L monthly income

EMI ₹68K

Tenure 20 yrs

Rate 8.5%

* Illustrative example. Your actual eligibility may vary.

The Problem with Traditional Eligibility Checks

Getting your loan eligibility shouldn't be complicated or risky

Uncertainty

Not knowing how much you can borrow before house hunting wastes time and causes disappointment.

Time Consuming

Traditional bank visits require appointments, paperwork, and days of waiting for basic eligibility info.

Credit Impact

Multiple bank inquiries can negatively impact your credit score before you even apply.

What Determines Your Loan Eligibility?

Understanding these factors helps you maximize your borrowing power

Monthly Income

Your monthly income determines 40–50% of your eligibility. Higher income = higher loan amount.

Existing EMIs

Current loans reduce your eligibility. Lower EMI obligations mean more borrowing capacity.

Credit Score

A score above 750 gets better rates. We help improve your score for optimal eligibility.

Co-Applicants

Adding co-applicants (spouse, parents) combines incomes and significantly boosts eligibility.

Who Should Check Their Eligibility?

Whether you're just starting or ready to apply, knowing your eligibility helps

First-Time Homebuyers

Know your budget before starting property search to avoid disappointment

Property Shortlisters

Already found properties? Check if you qualify for the loan amount needed

Balance Transfer Seekers

Explore better rates and see how much additional top-up you can
get

Co-Applicant Planners

Adding family members? See eligibility boost from combined income

How We Calculate Your Eligibility

A simple 4-step process used by all major banks

Income Analysis

We calculate your net monthly income (salary + other income sources)

Obligation Check

Subtract existing EMIs and financial commitments

FOIR Calculation

Apply 40–50% FOIR (Fixed Obligation to Income Ratio) to determine max EMI

Loan Amount

Calculate loan amount based on EMI, tenure, and interest rate

Example: ₹1,20,000 monthly income with ₹20,000 existing EMI = ₹85 Lakhs eligibility at 8.5% for 20 years

Check Your Eligibility Now

Just 3 simple steps • Takes less than 60 seconds

Financial Info

Property Details

Contact Info

Monthly Income (₹) Existing EMIs (₹) Employment Type

City Expected Property Value (₹) Optional but helps us provide accurate recommendations

Full Name Phone Number Email Address

What Happens After You Check?

We make the journey from eligibility to approval seamless

Instant Email

Get your eligibility report in your inbox within seconds

RM Callback

Our expert will call within 30 minutes to discuss next steps

Documentation Guidance

Get a personalized checklist of documents you'll need

Apply & Track

Submit your application and track status in real-time

Success Stories from Real Customers

Join thousands who found their dream home with our help

"I checked my eligibility in under a minute! Knowing I could get ₹75L helped me shortlist properties confidently. The RM was super helpful throughout."

Priya Sharma Bangalore

₹75L approved

"The eligibility calculator was spot-on. Got exactly what they estimated. No credit score impact was a huge relief!"

Amit Patel Ahmedabad

₹1.2Cr approved

"Added my husband as co-applicant and eligibility jumped from ₹60L to ₹95L! The guidance was invaluable."

Neha Gupta Delhi NCR

₹95L approved

Still Have Questions?

Our Relationship Managers are here to help you understand your eligibility, improve your loan amount, and guide you through the entire process.

Available 9 AM – 9 PM, Mon–Sat

20,000+

Happy Customers

₹10,000+ Cr

Loans Disbursed

4.9/5

Customer Rating